Global payments
Pay suppliers, contractors and partners in 140+ currencies. Local rails where it makes sense, SWIFT where it doesn't.
Hover a node
NewSettlement rails in 14 new markets
Cross-border payments for businesses that move with the world.
Neona is the financial layer behind multi-currency operations, bulk B2B settlements, and bespoke high-value transactions — built for corporations who can't afford to wait for money to land.
SOC 2 Type IIISO 27001140+ currencies$24B+ settled
neona.routing/live● connected
Trusted by businesses across the globe
OrbitalNorthwindApex CargoHelixMeridianLinecorpPinnacle
What we do
One platform for every kind of payment that crosses a border.
From routine multi-currency payouts to nine-figure OTC settlements, Neona is the connective infrastructure that local businesses use to operate internationally — without the operational overhead of doing it themselves.
Multi-currency accounts
Hold balances in USD, EUR, GBP, AED, SGD and more. One reconciled ledger, one dashboard, every currency.
🇺🇸USD
842K
🇪🇺EUR
512K
🇬🇧GBP
218K
🇦🇪AED
1.40M
🇸🇬SGD
684K
Bulk payouts & B2B settlements
Run 10,000 line-item payouts in a single batch. Approvals, reconciliation and FIX/SWIFT confirmations included.
PAY-04211,248 ln · $8.4MSettled
PAY-0422312 ln · €2.1MSettled
PAY-04234,902 ln · $14.2MRouting…
Bespoke high-value transactions
Tier-1 banking partners and a dedicated dealing desk for transactions above $5M. Pre-trade quotes within 90 seconds.
QUOTE · OTC-987187s
From$12.4M
To€11.42M
1 USD = 0.9210
Customized liquidity solutions
Pre-funded settlement windows, FX hedging and treasury sweeps engineered around your operating cycle — so your money is where you need it, when you need it.
Coverage38 markets
Hedged volume$4.2B / mo
Avg utilization73%
Available liquidityDeployed
Trailing 12 months
Avg $3.4M available
Trade & industrial settlement
Purpose-built workflows for export-import operations, OTC trading desks and industrial supply chains — including documentary credit, escrow, and milestone-based releases.
Programmable APIs
REST and webhooks for teams that want to embed Neona into their own treasury workflows.
View docsCurrencies & markets
Quote, settle and reconcile in the currencies your customers expect.
Live mid-market rates from interbank sources, with locked quotes for transactions above $250,000. Coverage across 140+ currencies; below is a snapshot of the most active pairs from our last 24 hours.
CurrencyMid rate24h volume24h moveStatus
🇺🇸
1.0000$4.2BrefLiveUS Dollar
USD
🇪🇺
0.9214€1.9B+0.18%LiveEuro
EUR
🇬🇧
0.7891£820M−0.09%LiveBritish Pound
GBP
🇯🇵
154.21¥412B+0.34%LiveJapanese Yen
JPY
🇦🇪
3.6725د.إ 1.4B+0.02%LiveUAE Dirham
AED
🇸🇬
1.3402S$640M+0.11%LiveSingapore Dollar
SGD
🇮🇳
83.47₹68B−0.05%LiveIndian Rupee
INR
🇨🇳
7.2415¥4.1B+0.07%LiveChinese Yuan
CNY
+ 132 more currencies supported
Settled to date
$24.6B
Across 142 currencies and 38 settlement rails.
Active businesses
8,400+
From 62 countries, including 14 of the Fortune 500.
Median payment time
42s
Local rails. SWIFT settlements typically clear under 4 hours.
Operational uptime
99.99%
Trailing 12-month SLA, independently audited.
Built for
Operators who move money for a living.
Neona is not a consumer wallet, and it isn't trying to be. It's the financial back-end for companies whose treasury function decides whether a shipment leaves the port on Tuesday or stays for the week.
01
Corporations
Multi-entity treasury, intercompany netting, and consolidated reporting for groups operating across jurisdictions.
TreasuryNettingFX hedging
02
Export-import
Letter-of-credit workflows, documentary collection and milestone settlements timed to bills of lading.
LC / SBLCEscrowCustoms docs
03
Industrial trade
Settlements built around delivery windows, partial shipments and conditional release against quality inspection.
CommoditiesLogisticsInspection
04
OTC trading firms
Low-latency quotes, prime brokerage relationships, and credit lines sized to your average ticket.
Pre-tradeCreditFIX API
05
Recurring payouts
Mass cross-border disbursement for marketplaces, payroll providers and platforms paying tens of thousands of recipients.
Mass payoutPayrollMarketplaces
06
Holding companies
Capital flows between subsidiaries, dividend repatriation and multi-entity reconciliation in one ledger view.
Multi-entityDividendsReporting
Today · 09:14
YK
Need to move €4.2M to Dubai before Friday close — can we structure it as two settlement windows?
NA
Yes — I'll line up a split with our AED desk. First window 11:00 GST, second at 15:30. I'll send a quote in 90 seconds.
NA
Support that scales with you
A team, not a ticketing queue.
Every Neona account is paired with a dedicated relationship manager and a payments engineer. They learn your business — counterparties, settlement cadence, regulatory geometry — and stay with you as you grow.
- Individualized setupOnboarding mapped to your operating model. Most accounts go live in under five working days.
- Tailored communicationSlack, Teams, email or a direct line — your relationship manager works where you already do.
- Customized guidanceQuarterly treasury reviews, hedging recommendations and structural advice from a desk that's seen your industry before.
Common questions
Answers to the questions teams ask before they sign.
If something isn't here, your relationship manager can answer it in a 30-minute call. We'd rather you ask than guess.
Neona covers global payments to 140+ currencies, multi-currency holding accounts, bulk B2B settlements, bespoke OTC desks for transactions above $5M, structured liquidity facilities, and end-to-end workflows for export-import and industrial trade — including letters of credit, escrow and milestone-based releases.
When we can route through local rails the median time is 42 seconds. SWIFT settlements typically clear within four hours during banking windows; high-value OTC trades settle on T+0 or T+1 depending on the corridor.
More than 140 currencies, including all G10 majors plus extensive coverage of MENA, South Asia, Southeast Asia, Latin America and Sub-Saharan Africa. You can quote in any supported currency and hold balances in 38 of them directly.
Yes. Neona is exclusively a B2B platform — incorporated entities, corporations, holding companies, trade firms and platforms paying business counterparties. We don't onboard individual consumers.
SOC 2 Type II and ISO 27001 certified. Funds are held in segregated accounts at tier-1 banking partners. Hardware-key MFA, granular role-based permissions, multi-party approval workflows and SIEM-monitored access logs are standard on every account.
A transparent FX spread on conversion, a flat fee per outbound payment, and a custom rate card on transactions above $1M. There are no monthly account minimums, and we publish realised spreads to every client on a monthly basis.
Every payment has a live status in the dashboard, with intermediary-bank tracking, ETA prediction and webhook events your systems can subscribe to. You can also ask your relationship manager directly — they can see the same data you can.
Grow your business with the rails the rest of the world already runs on.
Reading is one thing. Settling money in 38 markets before lunch is another. Open an account and put the rails to work – pricing scoped to your volumes, RM assigned from day one.