01
Cross-border businesses
Companies with operations, customers or counterparties in more than one country – and the FX exposure that comes with it.
Multi-entityTreasuryFX
ServicesFour offerings · one operating stack
The infrastructure behind every move you make across borders.
Global payments, multi-currency accounts, bulk B2B settlements and merchant collections – built on the same set of rails, exposed through the same dashboard, run by the same team.
140+ currencies38 local rails$24B+ settledSOC 2 · ISO 27001
01 / Global payments
Money lands where it needs to be, when it needs to be there.
Pay suppliers, contractors and counterparties in 140+ currencies. Routed through local rails where they exist, SWIFT where they don't – every transfer with full tracking, predictable timing and a real human you can call.
- 24-hour delivery, end-to-end. Same-day settlement for 90% of corridors. Median local-rail time is 42 seconds.
- One quote, no surprises. Fully landed FX with the spread shown up front. What you see is what your beneficiary gets.
- Compliance handled. Sanctions screening, beneficiary verification and travel-rule data attached to every wire automatically.
- Tracking that's actually useful. Intermediary-bank visibility, ETA prediction and webhook events your finance systems can ingest.
02 / Multicurrency accounts
One dashboard. Every currency you operate in.
Open and hold balances in 38 currencies under a single operating ledger. Move between them on demand at a transparent spread, or leave them parked – interest-bearing where local rules allow.
- Real local accounts, not virtual ones. Each currency comes with proper local details – IBAN, ACH, FPS, sort code, BSB – receivable from anywhere.
- Convert at clean rates. Mid-market reference with a published spread per corridor. No hidden FX dressing fees.
- Sweep and net automatically. Define rules that consolidate balances, fund subsidiaries or hedge exposure on a schedule you control.
- Consolidated reporting. Multi-entity ledger, single source of truth. Export to NetSuite, Sage, Xero or your data warehouse.
03 / Bulk payments & B2B settlements
Pay thousands. Settle millions. All on one batch.
Upload a CSV, hit a webhook or post a file via SFTP – Neona's batch engine validates, screens, splits and routes every line through the right rail. Payroll, marketplace payouts, supplier runs, intercompany settlements – all on the same pipeline.
- 50,000 rows per batch. Validated and screened in under 90 seconds. Failures surface before the batch fires, not after.
- Approval workflows that match yours. Multi-party sign-off, thresholds by amount, segregation of duties – configured per legal entity.
- Reconciliation, automatic. Every line lands back in your ledger with PSP reference, intermediary fees and FX detail attached.
- Run on your cadence. One-off, recurring, milestone-triggered, or fired from your ERP via API.
04 / Collections
Receive payments from anywhere with one integration.
Merchants, marketplaces and recurring-billing operators plug in once and accept local payments across 62 markets. Cards, account-to-account, mobile money, instant rails – auto-routed through whichever method is cheapest and most likely to settle.
Live collections coverage
Six continents · 62 markets · local methods preferred
Markets live62
Methods214
Today's collections18,420
- Pay-in to pay-out, one balance. Funds collected locally land in the same multi-currency ledger you pay out from. No off-platform sweeping.
- Auto-route by success rate. Neona learns which method works in which market and routes accordingly. Manual override available per merchant.
- Built-in reconciliation. Settlement reports tie every collection to your invoice ID, with FX, fees and chargebacks broken out.
Built for
Teams whose payments are the business, not a side function.
Neona's services were shaped by the companies that use them – businesses where treasury and operations talk to each other every day, and where late money has a cost measured in shipments, not late fees.
02
International merchants
Merchants and platforms accepting payments from buyers in markets they don't have a local entity in. Local methods, one settlement.
MarketplacesSaaSE-commerce
03
Multi-currency operators
Finance teams managing balances in five, ten, twenty currencies – netting intercompany, hedging exposure, repatriating dividends.
Holding cosNettingHedging
04
High-volume payers
Payroll providers, marketplaces, platforms – organizations firing thousands of cross-border payments on a recurring cadence.
PayrollMass payoutAPI-first
05
Collection-led teams
Recurring billing, donations, marketplace pay-ins – anywhere global collection is the front door to the business.
SubscriptionsTokenisationWebhooks
06
Industrial and trade firms
Importers, exporters and commodity traders working with letters of credit, milestones and inspection-conditional release.
LC / SBLCEscrowTrade docs
Deep liquidity. Swift settlement. Built for businesses on the move.
Get scoped pricing, a corridor analysis and a dedicated relationship manager assigned from your first call. Most accounts go live in under five working days.